Loans & Credit

A couple celebrating approval of a personal loan

Whether you’re heading back to school, eyeing a new car, buying a home, treating yourself to something special or needing extra cash for an unexpected emergency, we have a loan solution that’s perfect for you.

At Central Bank we have a variety of loan options, the expertise, and exceptional services available to help you meet the short-term or long-term financial goals you’re planning to achieve. Our team of lenders will ensure we find the loan solution suitable for your specific financial situation.

Solutions for You

ATVs, UTVs, and watercraft loans

Powersport Loans

Looking to buy an ATV, UTV, Jet Ski, or any powersport? Our low rates on powersport loans make it easy to finance your new toys.

A blue SUV in an empty room

Auto Loans

Get financing with low rates and multiple auto loan options. Easily apply online or see your monthly payment with our auto loan calculator.

A guy using his credit card to shop online

Credit Cards

Whether your goal is to establish your credit, earn rewards, or simply have the flexibility to make those unexpected purchases, we have a card for you.

A mortgage loan officer shaking hands with a new home owner

Home Loans

Our easy application and experienced lenders will help you through every step of the home-buying process to ensure you’re in your new home in no time.

A person reviewing financial information

Home Equity

Take advantage of the equity in your home to complete a special project, home renovations, your college education, consolidate debt, make a major purchase, and much more.

Solutions for You

Disclosures and Information

Cards are issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are trademarks of Mastercard International Incorporated.

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EXTERNAL LINKS

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Member FDIC. Equal Housing Lender. NMLS #407985

Research

Home Loans

If you want to buy or refinance your home, start with our Mortgage Center.

Learning Center

Discover a range of valuable financial topics in our Learning Center.

Calculators

Can you afford that home? Or pay off that debt? Try one of our Financial Calculators.

Financing

Pay off debt or purchase that new auto with our flexible financing options.

Credit

Our credit cards are a tool that can help you manage your finances with awesome rewards!

This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.

Member FDIC. Equal Housing Lender. NMLS #407985